As expected——

"Mom, I don't have enough money, give it to me." She needs money to renovate the shop. She wants to build the largest restaurant in the capital, so that it can be filled with guests.

"No, I can only lend it to you." She didn't just have one child. All the good things and money were given to her younger daughter, which was unfair to the other children.

"Borrow it?" Zhao Ruoyu looked confused, but it was only ten thousand taels of silver, and it's not like my mother didn't have it. To her, it was just a drop in the bucket.

"Yes, I still need to write an IOU. I won't charge you interest, but you have to repay my principal monthly. You don't have to pay back the first half of the year. You have to start paying back from the seventh month. If you don't pay back for more than four months, I will take the shop back to pay off the debt." She can't let her pay more and more.

She exclaimed: "Mom, how can I open a shop without money?"

Mrs. Xu calmly stroked the wrinkle-free hem of her skirt."That's what you have to solve. Doing business is not that simple. You have to think about how to start it, not how much money you can make. Take it step by step and don't be too ambitious..."

Chapter 2 Who is the master of saving money (1)

My mother is partial. She clearly said that her sister was in trouble with money and she could help her a little. But in her place, she got nothing. She didn’t give her the money for free but she still had to write an IOU?

What kind of world is this?Mother and daughter have to calculate so clearly, but it's just a few crumbs leaking between their fingers. Why worry about so much? In the end, my mother's money will be used as banknotes for her and her sister.

She, Zhao Ruoyu, comes from the 21st century, and her mind is full of ways to make money. If she just applies modern business methods and copy them from the book, can she not make a few gold and silver mountains?

My mother was so short-sighted that she didn't know how to invest in her golden finger from the future. When she made a lot of money, she smashed my mother's treasury with gold bricks and silver nuggets.

Zhao Ruoyu, who was immersed in the dream of getting rich, never thought about how to get money to decorate the facade of the big restaurant in her dream. She only complained about her mother's favoritism. She would rather support her sister who would definitely lose money than help her with money - borrowing money is not called help, and she said that the shop would be taken back if the money is not paid. This is too underestimated. She is a time-travelling woman, how can she lose money in business?

She never thought that one shop on East Street was enough to equal the shop and village her mother gave to her sister. She even got two at once. It was clear who suffered and who took advantage. She only cared about being dissatisfied with her mother for only giving the shop but not money. She never thought about how to manage the shop or where to find the chef and shopkeeper.

Zhao Ruoyu thought everything was too wonderful. She lived for twenty-three years in her previous life and was a typical Hari tribe. Most of the recipes she knew in her mind were Japanese. Seasonings such as mustard, curry, miso, and ketchup were not available in Dachu. The people were not used to eating raw food, so her Oriental cuisine was useless.

As for Chinese cuisine, to be honest, she had not eaten much. She was used to eating out and worked in a Japanese company as soon as she graduated. She socialized with the Japanese boss. She knew more ryokan than Chinese restaurants and had tasted countless sushi. No matter how high-end set meals were, she was used to it. Anyway, the boss paid the bill.

But if she were really asked to tell her how to make a few Chinese dishes, as a kitchen idiot, she would just shake her head. The golden finger in time travel novels is not suitable for everyone. The prerequisite is to have certain unique skills. Otherwise, let alone being amazing, it will just become a joke.

"Second Miss, the old lady is looking at you."

The girl, who was slightly taller than Zhao Ruoyu, gently pulled the clothes behind her master to bring her distracted master back to his senses.

Zhao Ruoyu smiled sweetly at her grandmother. After seeing her grandmother's attention diverted from her, she couldn't help but complain to her maid."Chu Chun, why doesn't my mother give me money? I'm not as good as my sister in any way, just because she's stupid?" The more she spoke, the angrier she became, unwilling to accept that she, who was so smart, would lose to a fool who didn't speak all day long.

"My wife didn't give the eldest lady any money, so a bowl of water is just the same." The second lady is too easy to get into trouble, and will have random thoughts when she doesn't get what she wants.

Chuchun and Chuxia were the first-class maids around Zhao Ruoyu. There were four second-class maids in her yard, including several maids and mothers-in-law.

Originally, each of the two sisters had a nun in charge, but one of them drank alcohol during the day and hurt the other, so the two were fined twenty pieces each and are currently in bed recovering from injuries. The two sisters had no choice but to take the maid in and out and mind their own business.

"That's because my sister doesn't want it, otherwise..." Zhao Ruoyu snorted softly, feeling very unhappy and feeling that her mother's heart was leaning to one side.

"Second young lady, don't think about the stupid eldest lady. She won't be able to keep the shop even if you give her money. The eldest lady is self-aware and simply doesn't want it, so as not to pay too much and be unable to explain." Chuchun lowered her voice very low for fear of being heard.

After listening to the maid's words, Zhao Ruoyu thought about it rightly. What resembled her sister was her face, not her brain. Would she, a top student with five thousand years of knowledge, be inferior to the ancient aborigines?"It's so funny that they want to open a rice shop. Is she worried that she won't have enough to eat?"

At this time, she laughed at the inconspicuous rice shop, which was an industry that could not make money. Little did she know that in a few years, Zhao Ruojin's rice shop would open in every corner of Dachu, and it would become the largest rice warehouse in Dachu.

"Second young lady, please don't call the eldest lady stupid. My wife gave you two shops, and we can't even pay for the renovation with the silver on hand." Chu Xia, who was in charge of the silver box, was more pragmatic. She knew that her young lady didn't have much silver on hand, so she whispered to her that she had to find silver as capital before making money, otherwise everything would be empty talk.

"I don't even have five hundred taels?" Zhao Ruoyu realized that the money on hand was almost spent. Twenty taels a month was really not enough for her.

She is completely different from her twin sister in temperament. She loves spending money very much and will definitely buy something she likes when she sees it. Even though she is only seven years old this year, her age in her two lives combined is thirty years old. It is difficult not to be tempted when you see beautiful jewelry and hairpins.

She is like a modern shopaholic who has no restraint on money. She buys first regardless of whether she needs it or not. If the money is not enough, she will show off to her parents or ask her grandmother for it. In these few short years, she has been really spoiled and has developed a personality of asking for everything. The reputation of a talented woman blinded her eyes. She really thought that she could survive her whole life by plagiarizing other people's poems, and she underestimated the wisdom of ancient aborigines.

"Second Miss, you only have fifty-seven taels and thirty-five copper coins left." In ordinary people, this can last for three years, but for Second Miss, it is only enough to buy half a hairpin.

"What, so little?" She was shocked and couldn't believe that she was a pauper.

"Second young lady, why don't you borrow it from the eldest lady?" If the second young lady only likes reading like the eldest lady, she can save a lot of money.

Zhao Ruoyu snorted disdainfully, "She has money?" She looked down on her stupid sister completely. She was so smart that she couldn't keep the money. How could a fool who could only be in a daze have more money than her.

Using herself to save others, she thought that Zhao Ruojin's money had already been poached by the girls and women below. The master was mentally ill and the servants did not take advantage of troubled waters. Maybe Zhao Ruojin didn't even know how much money she had, and it was all divided before it came into her hands.

Compatriot sisters all look down on their biological sisters whose blood is thicker than water. This shows how deeply Zhao Ruojin hides herself, but she is just too idle to pay attention to others. Sometimes she holds her cheek and stares at the sky in a daze. How can she be regarded as a fool even if she doesn't speak?Really speechless.

"My servant heard from Ruanyu that the eldest lady rarely spends her money. She saves all of it, at least several thousand taels." A conservative estimate.

When Zhao Ruoyu heard this, her almond-shaped eyes suddenly widened."How is that possible?!"

Chu Chun, who was afraid of being scolded by his master, said lightly: "The eldest lady seldom goes out. She is either practicing calligraphy or reading. In her free time, she does needlework and embroidery. How can she get the chance to spend money? Wen Xiang, who is in charge of money, is loyal. I heard that the eldest lady's money can only go in but not out. She only accumulates a lot more every year."

"Eldest sister actually has more money than me..." When she thought that her ability to collect money was inferior to others, Zhao Ruoyu, who thought she was superior in everything, had her self-esteem hurt, and her face turned a little foul.

In the Cheng'en Hall where the old marquis and old lady lived, the daughters-in-law and grandchildren of the two families came. The eldest daughter-in-law sat on the right, namely Mrs. Xu, the eldest son Zhao Yongzhan, and the second son Zhao Yongzhen. The granddaughter sat down, with the eldest daughter in front and the second daughter in the back.